Hack Atm Pin Number

When Home Depot confirmed the potentially massive data breach of its in-store payment systems in the U.S. and Canada, it tried to quell some concerns by saying there was no evidence that PIN info for debit cards had been compromised in the attack. But it looks like enough other information was stolen in the hack that a clever ID thief wouldn’t need that PIN to drain the cash from a victim’s bank account.
According to KrebsOnSecurity.com, which has been a few steps ahead of Home Depot on this entire story, the stolen Home Depot info currently on sale on the black market includes the information you’d expect — the card number, cardholder’s name — and it also contains the ZIP code for the store from which the information was stolen.

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With some 2,200 stores in the U.S. alone, most people don’t have to travel far to find a Home Depot. That means there is a good chance that many Home Depot shoppers live in the same ZIP code as their store. Having that information, an ID thief versed in black market information can illegally purchase additional info like Social Security numbers and dates of birth.
So with all that information at their fingertips, an ID thief can try changing a card’s PIN using the automated customer service phone lines that many banks operate.
If a customer calls up and can provide almost all of the requested data about the account, he or she can change the PIN rather easily.
Automated systems generally check for four things:
1. The card’s expiration date;
2. The customer’s date of birth;
3. The last four digits of the customer’s Social Security number
4. The 3-digit code (known as a card verification value or CVV/CV2) printed on the back of the debit card.
This last item is the only piece of information not readily available to data thieves willing to spend a little money to potentially reap a lot of money from victims.
And Krebs says he’s been hearing about spikes in PIN-related ID theft since the Home Depot hack.
Like the New England bank that has seen $25,000 in PIN debit fraud at ATMs in Canada. Krebs’s source claims that the ID thieves were able to change the PINs on the cards using the bank’s automated system, which only required that they provide three of the four requested data points.
Then there is the bank on the West Coast that Krebs reports was hit with $300,000 in PIN fraud in just two hours, all from multiple debit card accounts that had been used recently at Home Depot.
Like the New England banks, having the customer’s SSN, DOB, and the card’s expiration date was enough to change the PIN.
Additionally, the callers told bank customer service reps that they were traveling abroad, which allowed them to take out more money from the ATMs than they would have been able to stateside. It presumably also turned off any red flags when those withdrawals were made from ATMs in Italy.
Home Depot has reassured customers that any fraudulent charges to credit or debit card users will be absorbed by either the customer’s bank or by the retailer. However, PIN-related fraud is always the hardest to prove, as it requires information that only the customer is supposed to have. Hopefully, banks will be looking with a wary eye at people who wish to change their PIN without all of the requested information about the account.

Editor's Note: This article originally appeared on Consumerist.

'ATM machine' is a common example of RAS syndrome

RAS syndrome (where 'RAS' stands for 'redundant acronym syndrome', making the phrase 'RAS syndrome' self-referential) is the use of one or more of the words that make up an acronym (or other initialism) in conjunction with the abbreviated form. This means, in effect, repeating one or more words from the acronym. Two common examples are 'PIN number'/ 'VIN number' (the 'N' in PIN and VIN stands for 'number') and 'ATM machine' (the 'M' in ATM stands for 'machine'). The term RAS syndrome was coined in 2001 in a light-hearted column in New Scientist.[1][2][3]

Atm Card Number And Pin

Usage of these redundant acronyms[4] is advised against by many style guides, but they continue to have widespread usage in colloquial speech.

Examples[edit]

Other nonce coinages continue to arise. Select examples of RAS phrases include:

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  • DC Comics (Detective Comics Comics)[5]
  • HIV virus (human immunodeficiency virus virus)
  • LCD display (liquid crystal display display)[6]
  • PDF format (portable document format format)
  • UPC code (universal product code code)

Reasons for use[edit]

Although there are many instances in editing where removal of redundancy improves clarity,[7] the pure-logic ideal of zero redundancy is seldom maintained in human languages. Bill Bryson says,[7] 'Not all repetition is bad. It can be used for effect .., or for clarity, or in deference to idiom. 'OPEC countries', 'SALT talks' and 'HIV virus' are all technically redundant because the second word is already contained in the preceding abbreviation, but only the ultra-finicky would deplore them. Similarly, in 'Wipe that smile off your face' the last two words are tautological—there is no other place a smile could be—but the sentence would not stand without them.'[7]

A limited amount of redundancy can improve the effectiveness of communication, either for the whole readership or at least to offer help to those readers who need it. A phonetic example of that principle is the need for spelling alphabets in radiotelephony. Some instances of RAS syndrome can be viewed as syntactic examples of the principle. The redundancy may help the listener by providing context and decreasing the 'alphabet soup quotient' (the cryptic overabundance of abbreviations and acronyms) of the communication.

Acronyms and initialisms from foreign languages are often treated as unanalyzed morphemes when they are not translated. For example, in French, 'le protocole IP' (the Internet protocol protocol) is often used, and in English 'please RSVP' (roughly 'please respond please') is very common.[4][8] This occurs for the same linguistic reasons that cause many toponyms to be tautological. The tautology is not parsed by the mind in most instances of real-world use (in many cases because the foreign word's meaning is not known anyway; in others simply because the usage is idiomatic).

See also[edit]

Look up RAS syndrome in Wiktionary, the free dictionary.

References[edit]

Hack Atm Pin Number

  1. ^Clothier, Gary (8 November 2006). 'Ask Mr. Know-It-All'. The York Dispatch.
  2. ^Newman, Stanley (December 20, 2008). 'Sushi by any other name'. Windsor Star. p. G4. Archived from the original on May 3, 2012.
  3. ^'Feedback'(fee required). New Scientist (2285). 2001-04-07. p. 108. Retrieved 2006-12-08.
  4. ^ abGarner, Bryan A. (2000) The Oxford Dictionary of American Usage and Style. Oxford and New York: Oxford University Press.
  5. ^Detective Comics Comics
  6. ^Brians, Paul. 'LCD display'. Common Errors in English Usage. Retrieved 2012-05-01.
  7. ^ abcBryson, Bill (2002), Bryson's Dictionary of Troublesome Words, ISBN0-7679-1043-5.
  8. ^'LINGUIST List 4.532: Last Posting: Acronyms'. Linguistlist.org. Retrieved 2009-05-22.

Change Atm Pin Number

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